Whether you're a first time home buyer or simply starting over, a First Time Home Buyer loan can help. It's a fast, streamlined way to help new home buyers with the necessary cash at closing for their down payment and closing costs that they do not have to repay.

Family Funding & Realty will answer your questions, keep you up-to-date, and do whatever it takes to make your first time home buyer experience amazingly easy! Buying a home can be a daunting experience even for an experienced home buyer. When it comes to a first time home buyer, it can be downright scary. There are many questions one might ask. Is this house really worth the money? Will the value go up or down? Am I buying in the right neighborhood? What if the house falls down soon after I buy it? Am I doing the right thing? Should I just rent for another year? This is a business transaction that thousands go through every day. Family Funding & Realty is familiar with the industry and how to follow through with these transactions . We are here to give you a little help.

Are you ready?

You need to decide whether you're financially ready to buy a home. Ask yourself some questions: Do you have a dependable job and income? Do you plan on remaining in the same area for a few years? Do you have enough money set aside for your down payment and closing costs, if not we can come up with creative programs to accommodate your situation?

What Can You Afford?

When you're sure you have the right mind set to be a homeowner, it's time to determine how much house you can afford. The best way to do that is to get pre-qualified for a loan. Family Funding & Realty will go to extra lengths to make sure they qualify you for a loan.

What's available?

Now it's time to decide where you want to live and research what types of housing are available – one-story single family, condos, town homes, etc. Family Funding & Realty agents will consider each situation carefully and research and respect the best options for you. In searching for an agent, find one who makes you feel comfortable and, more importantly, one who listens to you. Our agents take pride in identifying with clients.